baccaratbarsolaire|富德生命人寿迎“80后”代董事长 迟未披露的财报及偿付能力报告何时能揭晓？

Financial Associated Press, May 27 (Reporter Xia Shuyuan) more than a month after Fang Li resigned as chairmanBaccaratbarsolaireIn 1998, Fude Life Insurance welcomed the latest personnel arrangements.

On May 27, according to a reporter from the Financial Associated Press, Fude Life Insurance has elected Xu Wenyuan director to act as chairman and legal representative until the board of directors elects a new chairman (legal representative). At this point, Xu Wenyuan is the chairman and general manager of Fude Life Insurance.

It is worth noting that in addition to major personnel changes, Fuld Life has not disclosed its solvency report for nine consecutive quarters, and the most recent financial report is still suspended in 2020, which has also triggered market concerns about the company's liquidity and actual operating results.

Industry insiders said that the solvency adequacy ratio is a dynamic process and should not be measured by short-term indicators to measure the long-term decisions of an insurance company. For an insurance company, the most important thing is its long-term sustainability. From the perspective of Fude Life Insurance, on the one hand, the company should control the cost to optimize the production ratio on the liability side, and measure out to ensure liquidity; on the asset side, especially under the condition that the new investment is limited, it is necessary to improve income by invigorating existing assets and optimizing asset structure, so as to provide protection for resolving liquidity risks and ensuring solvency.

Fude Life Insurance recommended "post-80s" Xu Wenyuan to act as chairman until a new chairman was elected.

In April this year, Fang Li, who had been chairman of Fude Life Insurance for 10 years, resigned from the company. With the departure of Fang Li, there has been a vacancy in both "generals" of Fude Life Insurance.

On May 27, the Financial Associated Press reporter learned that Fude Life Insurance recently held a board of directors and decided to elect Xu Wenyuan to act as chairman and legal representative until the board of directors elected a new chairman (legal representative). At this point, Xu Wenyuan is the chairman and general manager of Fude Life Insurance.

According to public data, Xu Wenyuan was born in 1983 with a bachelor's degree. He once served as assistant to the director of the chairman's office of Fude Life Insurance, general manager of the financial department of life insurance, and vice president of Fude Holdings (Group).

In addition to the duties of acting chairman, Xu Wenyuan also serves as the interim person in charge of Fude Life Insurance, and the acting general manager is in charge of human resources, administrative brand and strategic planning of the company. In addition, Xu Wenyuan also serves as the director of Fude property Insurance, the executive director of Fude Insurance Holdings, and is in charge of the information operations center.

A reporter from the Financial Associated Press noted that since 2022, the property and life insurance company of Fude Insurance Holdings has successively ushered in a personnel "huge earthquake".

In June 2022, Fude property Insurance announced that Gong Zhijie, then chairman, and Luo Guiyou, general manager, were removed from their posts. In March 2023, Fude Life Insurance announced that it agreed to Zhang Hanping's resignation as the general manager of the company and appointed Xu Wenyuan as the interim person in charge to act as the general manager.

In April 2023, Tian Hongzhen, former deputy general manager and chief actuary of Fude Life Insurance, transferred to Fosun Prudential Life Insurance. Guan Lingli, Financial Director of Fude Insurance Holdings and General Manager of Actuarial Product Center, was appointed as interim actuarial head of Fude Life Insurance.

On April 12, 2024, Fang Li, chairman of Fude Life Insurance, submitted a written resignation letter to the board of directors, resigning all the positions of director, chairman and legal representative of the company.

It is reported that behind the major personnel changes is the low-key return of Zhang Jun, the real controller of the "Fu de Department" and a businessman from Chaozhou and Shantou.

On the occasion of his return to Fude at the end of 2022, Zhang Jun said in his internal speech that he would adjust the governance of the head office and subsidiaries and the selection of cadres.

Fude Life Insurance Annual report "dystocia" for 3 consecutive years, solvency report has been absent for 9 quarters.

In addition to major personnel changes, the operating performance of Fude Life Insurance has been unknown to the public in recent years, causing market concerns about its liquidity and actual operating performance.

From 2021 to 2023, Fude Life Insurance did not disclose its annual report for three consecutive years. Among them, in the annual report suspension announcement issued in May 2022, Fude Life Insurance said: "due to the epidemic, the original Bank Insurance Regulatory Commission notified the 2021 financial report and other annual reports to be postponed again."

In the annual report suspension announcement issued in 2023 and April 30, 2024, Fude Life Insurance said: "in accordance with the solvency Regulatory rules (Ⅱ), companies determine the transitional policy according to the actual situation, and we have been agreed to suspend the disclosure of solvency information."

While declaring the annual report "difficult to give birth" for three years in a row, Fude Life's quarterly solvency report came to an abrupt end after the fourth quarter of 2021.

In addition, in April 2023, Fude Life Insurance temporarily failed to meet the capability standards for equity investment management and real estate investment management due to the fact that the most recent annual regulatory assessment of asset and liability management capacity was lower than 5.

Up to now, Fude Life Insurance has not disclosed the solvency report for nine consecutive quarters, when the new financial report and solvency report will be announced, and when the equity investment management capacity and real estate investment management capacity will be restored is still a mystery.

It is worth noting that in order to keep the bottom line of risk, the senior management team of Fude Life Insurance has actively "saved itself" in recent years, starting the value transformation of the company. The data show that in 2023, Fude Life Insurance realized the profit of homing net profit, the total scale premium income exceeded 110 billion yuan, the new business value increased more than 2 times compared with the same period last year, and the new unit value rate also increased synchronously. At the same time, the individual insurance team, as the main channel of Fude Life Insurance, its professional transformation to depth.

Industry insiders said: "it is undeniable that, as a 'problem company' named earlier, Fude Life Insurance has no major risks in the gap between internal and external troubles, and the 'self-help' report card of the senior management team is OK. The momentum of sustainable development continues to improve. However, it can not be ignored that its annual report and solvency have not yet been uncovered, and the demining process still needs to be cautious. "